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Suggested Study Flow for Learners
Suggested Study Flow - Smartonline Course
Suggested Study Flow - Smartonline Course
Smart Online Learning AI Mentor - Clarify Your Doubts
Module 1 – Early Stress Recognition & SMA Discipline
Module 1 Study Material
Lecture 1.1 Early Stress Recognition – Behavioural & Cash-Flow Signals
MCQ - Lecture 1.1 Early Stress Recognition – Behavioural & Cash-Flow Signals
Lecture 1.2 SMA Framework & Classification Threshold Discipline
MCQ - Lecture 1.2 SMA Framework & Classification Threshold Discipline
Lecture 1.3 Misclassification Risks & Reporting Distortion
MCQ - Lecture 1.3 Misclassification Risks & Reporting Distortion
Lecture 1.4 Governance Responsibility in Early Stress Identification
MCQ - Lecture 1.4 Governance Responsibility in Early Stress Identification
Module 2 – Monitoring Workflow & Covenant Control Framework
Module 2 Study Material
Lecture 2.1 Structured Monitoring Workflow & Trigger-Based Reviews
MCQ - Lecture 2.1 Structured Monitoring Workflow & Trigger-Based Reviews
Lecture 2.2 Covenant Tracking & Stock Statement Verification Controls
MCQ - Lecture 2.2 Covenant Tracking & Stock Statement Verification Controls
Lecture 2.3 Monitoring Notes, Escalation Discipline & Defensibility
MCQ - Lecture 2.3 Monitoring Notes, Escalation Discipline & Defensibility
Module 3 – Restructuring Governance & Portfolio Integrity
Module 3 Study Material
Lecture 3.1 Restructuring Framework & Governance Expectations
MCQ - Lecture 3.1 Restructuring Framework & Governance Expectation
Lecture 3.2 Documentation Discipline & Common Restructuring Failure Patterns
MCQ - Lecture 3.2 Documentation Discipline & Common Restructuring Failure Patterns
Lecture 3.3 Preventing Evergreening & Portfolio Smoothing Practices
MCQ - Lecture 3.3 Preventing Evergreening & Portfolio Smoothing Practices
Module 4 – Collections, Recovery & Legal Escalation Awareness
Module 4 Study Material
Lecture 4.1 Collections & Recovery Governance Stages
MCQ - Lecture 4.1 Collections & Recovery Governance Stages
Lecture 4.2 Ethical Communication & Documentation Discipline in Recovery
MCQ - Lecture 4.2 Ethical Communication & Documentation Discipline in Recovery
Lecture 4.3 Legal Escalation Awareness & Recovery Tracking Controls
MCQ - Lecture 4.3 Legal Escalation Awareness & Recovery Tracking Controls
Module 5 – Reporting, Performance Tracking & Governance Oversight
Module 5 Study Material
Lecture 5.1 Recovery Performance Tracking & Ageing Analytics
MCQ - Lecture 5.1 Recovery Performance Tracking & Ageing Analytics
Lecture 5.2 Segment-Level Stress Recognition & Portfolio Monitoring Tools
MCQ - Lecture 5.2 Segment-Level Stress Recognition & Portfolio Monitoring Tools
Lecture 5.3 Governance Oversight & Transparent Board-Level Reporting
MCQ - Lecture 5.3 Governance Oversight & Transparent Board-Level Reporting
Final Test
MCQ - Final Test
EBook on NPA Management & Stressed Asset Governance
NPA Management & Stressed Asset Governance
NPA Management & Stressed Asset Governance
Reference Videos, Social Media Resources
Smart Online Course Youtube Channel
Risk Management Association Youtube Channel
RMAI Facebook Page
Smart Online Course Facebook Page
Linkedin Updates
Additional Resources
Asset Quality Deterioration and Credit Risk Management in Indian Banks: A Post-Reform Study
What Modern Data Governance Actually Looks Like in 2026
Data Governance in Financial Services: How Banks and Fintechs Build Scalable, Audit-Ready Frameworks in 2026
A guide to data governance frameworks
NPA Management and Stressed Asset Governance: A Banking Case Study
Non-Performing Assets of Banks in India: Efficiency in Management
NPAs in Indian Banking: Causes, Consequences, and Remedial Measures
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