Preview Credit Risk Management

Module - 2 Credit Risk Management – Nature & Scope of Credit Risk

CRM module 2 part 1

CRM module 2 part 2

CRM module 2 part 3

CRM module 2 part 4

CRM module 2 part 5

CRM module 2 part 6

CRM module 2 part 7

Module - 3 Credit Risk Management - Credit Rating Model / Credit Risk Model

CRM module 3 part 1

CRM module 3 part 2

CRM module 3 part 3

CRM module 3 part 4

CRM module 3 part 5

CRM module 3 part 6

Module - 4 Credit Risk Management – Credit Risk in Non Performing Assets

CRM module 4 part 1

CRM module 4 part 2

CRM module 4 part 3

CRM module 4 part 4

CRM module 4 part 5

CRM module 4 part 6

CRM module 4 part 7

Module - 5 Credit Risk Management – Capital Allocation & Monitoring

CRM module 5 part 1

CRM module 5 part 2

CRM module 5 part 3

CRM module 5 part 4

CRM module 5 part 5

Module 6: Emerging Developments in Credit Risk Management

Module 6 Study Material

Lecture 6.1A.1 ESG Scoring and Credit Risk

Lecture 6.1B.1 Global Best Practices (ECB, BoE, MAS)

Lecture 6.2A.1 RBI Digital Lending Guidelines 2025

Lecture 6.2B.1 Rise of Behavioral Credit Scoring

Lecture 6.3A.1 IFRS 9 – ECL vs. Incurred Loss Model

Lecture 6.3B.1 Basel IV – Key Changes in Capital Framework

Lecture 6.4A.1 AI in Underwriting – Efficiency vs. Risk

Lecture 6.4B.1 Alternative Data – Types & Impact on Credit Models

Lecture 6.5A.1 Silicon Valley Bank (SVB) Collapse – Risk Concentration & Liquidity Trap

Lecture 6.5B.1 Yes Bank – Aggressive Lending & Risk Governance Failure

Module 7 – Credit Risk Failures & Lessons from Global and Indian Cases

Module 7 Study Material

Lecture 7A.1 2008 Global Financial Crisis – Subprime Credit Risk Failure

Lecture 7B.1 China Evergrande Crisis – Real Estate Overleveraging

Credit Risk Mock Test

Final Test : Credit Risk Management

MCQ Final Test of Credit Risk Management

Mandatory Submission of Assignment

Project assignment

Submit Assignment

Final Exam/Assessment by BFSI Skill Sector Council

Frequently Asked Questions - BFSI SKill Council Final Exam

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Instruction for BFSI Final Remote Proctoring Exam

Additional Resources for study

Principles for the Management of Credit Risk

The six most important elements for comprehensive credit risk management

Risk Management Systems in Banks

7 Ways to manage credit risk and safeguard your global trade growth

Credit Risk Management in a Pandemic Era

Credit risk in 2021: Prepare for more unknowns

Credit risk & modelling – Special report 2021

Credit risk: Acting now paves the way for sound resilience later

Banks’ credit risk management and IFRS 9 provisioning during the COVID-19 crisis

Credit risk management policies of banks: A new approach

Managing and monitoring credit risk after the COVID-19 pandemic

Credit risk measurement technology trends

The New Paradigm of Risk Management

Global Risks Report 2025

Basel Committee on banking supervision

Risk in Focus 2025 - Institute of internal auditors

Reference Videos on Credit Risk

Discussion On - 𝐓𝐫𝐚𝐧𝐬𝐟𝐨𝐫𝐦𝐢𝐧𝐠 𝐂𝐫𝐞𝐝𝐢𝐭 𝐑𝐢𝐬𝐤 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭: 𝐓𝐡𝐞 𝐏𝐨𝐰𝐞𝐫 𝐨𝐟 𝐀𝐈 & 𝐌𝐋

BuildingBlocks Webinar: Credit Risk Management with George Uko

Rethinking Credit risk, behavioral data and financial inclusion with Michele Tucci

RAISE'24: Responsible Credit Risk Assessment with AI

Webinar: The Evolution of SME Credit Risk Management

Credit Risk Management Strategy: Segmentations in Credit Risk Strategy

Credit Risk Assessment for Financing MSMEs

Credit Risk Webinar

EBook on Credit RIsk Management

EBook on Credit RIsk Management Download

Reference Videos, Social Media Resources

Smart Online Course Youtube Channel

Risk Management Association Youtube Channel

RMAI Facebook Page

Smart Online Course Facebook Page

Linkedin Updates

Read Banking Finance - Leading Monthly Journal

Banking Finance March 2026

Banking Finance February 2026

Banking Finance January 2026

New Credit Risk Management Course

Module 1 – Foundations of Credit Risk Management

Module 1 Study Material

Lecture 1.1 Meaning, Scope & Types of Credit Risk

MCQ Lecture 1.1: Meaning, Scope & Types of Credit Risk

Lecture 1.2 Credit Risk Lifecycle from Origination to Recovery (2)

MCQ Lecture 1.2 Credit Risk Lifecycle from Origination to Recovery

Lecture 1.3 Credit Culture, Governance, Profitability & Capital Linkage

MCQ Lecture 1.3 Credit Culture, Governance, Profitability & Capital Linkage

Module 2 – Credit Appraisal & Borrower Assessment

Module 2 Study Material

Lecture 2.1 Credit Appraisal Framework & Borrower Assessment Process

MCQ Lecture 2.1 Credit Appraisal Framework & Borrower Assessment Process

Lecture 2.2 Financial Statement Analysis & Cash Flow Assessment

MCQ Lecture 2.2 Financial Statement Analysis & Cash Flow Assessment

Lecture 2.3 Working Capital, Industry Risk & Management Evaluation

MCQ Lecture 2.3 Working Capital, Industry Risk & Management Evaluation

MCQ Lecture 2.4 Credit Recommendation, Approval Biases & Repayment Capacity Judgement

Module 3 – Credit Rating, Scoring Models & Risk Measurement

Module 3 Study Material

Lecture 3.1 Internal Credit Rating Systems & External Ratings

MCQ Lecture 3.1 Internal Credit Rating Systems & External Ratings

Lecture 3.2 PD, LGD & EAD - Core Credit Risk Measurement Concepts

MCQ Lecture 3.2 PD, LGD & EAD – Core Credit Risk Measurement Concepts

Lecture 3.3 Retail Credit Scoring, Corporate Rating Models & Risk-Based Pricing

MCQ Lecture 3.3 Retail Credit Scoring, Corporate Rating Models & Risk-Based Pricing

Lecture 3.4 Model Limitations, Validation & Responsible Use of Ratings

MCQ Lecture 3.4 Model Limitations, Validation & Responsible Use of Ratings

Module 4 – Credit Risk Mitigation, Collateral & Loan Structuring

Module 4 Study Material

Lecture 4.1 Credit Risk Mitigation Principles & Security Types

MCQ Lecture 4.1 Credit Risk Mitigation Principles & Security Types

Lecture 4.2 Collateral Valuation, Haircuts, Margins & Security Perfection

MCQ Lecture 4.2 Collateral Valuation, Haircuts, Margins & Security Perfection

Lecture 4.3 Loan Structuring, Covenants & Documentation Discipline

MCQ Lecture 4.3 Loan Structuring, Covenants & Documentation Discipline

Module 5 – Credit Portfolio Management, Monitoring & Early Warning Systems

Module 5 Study Material

Lecture 5.1 Credit Portfolio Management, Diversification & Concentration Risk

MCQ Lecture 5.1 Credit Portfolio Management, Diversification & Concentration Risk

Lecture 5.2 Capital Allocation, Risk-Adjusted Monitoring & Portfolio Reporting

MCQ Lecture 5.2 Capital Allocation, Risk-Adjusted Monitoring & Portfolio Reporting

Lecture 5.3 Post-Disbursement Monitoring, Watchlist Accounts & Covenant Tracking

MCQ Lecture 5.3 Post-Disbursement Monitoring, Watchlist Accounts & Covenant Tracking

Lecture 5.4 Early Warning Signals, Red Flag Accounts & Emerging Credit Stress Indicators

MCQ Lecture 5.4 Early Warning Signals (EWS), Red Flag Accounts (RFA) & Emerging Credit Stress Indicators

Module 8 – NPA Management, Recovery & Resolution Frameworks

Module 8 Study Material

Lecture 8.1 SMA, NPA Classification & Asset Quality Monitoring

MCQ Lecture 8.1 SMA, NPA Classification & Asset Quality Monitoring

Lecture 8.2 Restructuring, Recovery Planning & OTS Approach

MCQ Lecture 8.2 Restructuring, Recovery Planning & OTS Approach

Lecture 8.3 SARFAESI, Legal Recovery & Distressed Asset Resolution

MCQ Lecture 8.3 SARFAESI, Legal Recovery & Distressed Asset Resolution

Module 9 – Sector-Specific Credit Risk Assessment

Module 9 Study Material

Lecture 9.1 MSME, Retail, Consumer & Digital Lending Risks

MCQ Lecture 9.1 MSME, Retail, Consumer & Digital Lending Risks

Lecture 9.2 Housing Finance, Real Estate & Infrastructure Lending Risks

MCQ Lecture 9.2 Housing Finance, Real Estate & Infrastructure Lending Risks

Lecture 9.3 Agriculture, Non Banking Financial Company Exposure and Sector Concentration Stress

MCQ Lecture 9.3 Agriculture, NBFC Exposure & Sector Concentration Stress

Module 10 – Practical Credit Risk Case Studies & Decision-Making Workshop

Module 10 Study Material

Lecture 10.1 End-to-End Borrower Appraisal & Credit Proposal Workshop

MCQ Lecture 10.1 End-to-End Borrower Appraisal & Credit Proposal Workshop

Lecture 10.2 Collateral Adequacy, Risk Scoring & Credit Committee Simulation

MCQ Lecture 10.2 Collateral Adequacy, Risk Scoring & Credit Committee Simulation

Lecture 10.3 Early Warning Signals, Watchlist Decisions & Monitoring Actions

MCQ Lecture 10.3 Early Warning Signals, Watchlist Decisions & Monitoring Actions

Lecture 10.4 Stressed Account Resolution, Restructuring & AI-Assisted Lending Governance

MCQ Lecture 10.4 Stressed Account Resolution, Restructuring & AI-Assisted Lending Governance

Preview - Credit Risk Management